Is First Bank of Coastal Ga Safe?
First Bank of Coastal Ga has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (39/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 20.83% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 72.89% | 100/100 |
| Return on Assets | 0.48% | 39/100 |
| Total Assets | $0.2B | |
How does First Bank of Coastal Ga compare?
With a Bank Health Score of 94/100, First Bank of Coastal Ga sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Georgia, where 123 FDIC-insured banks are headquartered, First Bank of Coastal Ga ranks above the state average of 76/100 (Grade B).
The bank's Tier 1 capital ratio of 20.83% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Bank of Coastal Ga's Bank Health Score improved by 1.0 points to 94/100. Tier 1 capital weakened by 1.51 percentage points to 20.83%.
First Bank of Coastal Ga has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (39/100).