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Is Farmers Stb of Oakley Kansas Safe?

Farmers Stb of Oakley Kansas has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while liquidity is its weakest area (75/100).

Key Data

MetricValueScore
Tier 1 Capital Ratio13.16%86/100
Nonperforming Loan Ratio0.02%100/100
Liquidity Ratio23.81%75/100
Return on Assets1.63%85/100
Total Assets$0.3B

How does Farmers Stb of Oakley Kansas compare?

With a Bank Health Score of 87/100, Farmers Stb of Oakley Kansas sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Kansas, where 159 FDIC-insured banks are headquartered, Farmers Stb of Oakley Kansas ranks above the state average of 69/100 (Grade B).

The bank's Tier 1 capital ratio of 13.16% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.02% is healthy — most loans are current.

What changed in the last year?

Over the last four quarters, Farmers Stb of Oakley Kansas's Bank Health Score improved by 31.0 points to 87/100. Tier 1 capital strengthened by 13.16 percentage points to 13.16%. Quarter-over-quarter, the score rose by 3.0 points.

Farmers Stb of Oakley Kansas has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while liquidity is its weakest area (75/100).