Is Farmers State Bank of Hamel Safe?
Farmers State Bank of Hamel has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (38/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 18.49% | 100/100 |
| Nonperforming Loan Ratio | 0.03% | 99/100 |
| Liquidity Ratio | 60.57% | 100/100 |
| Return on Assets | 0.44% | 38/100 |
| Total Assets | $0.2B | |
How does Farmers State Bank of Hamel compare?
With a Bank Health Score of 94/100, Farmers State Bank of Hamel sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Farmers State Bank of Hamel ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 18.49% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.03% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Farmers State Bank of Hamel's Bank Health Score held roughly steady at 94/100. Tier 1 capital was essentially flat at 18.49%.
Farmers State Bank of Hamel has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (38/100).