FARMERS STATE BANK OF HAMEL
HAMEL, MINNESOTA · FDIC Cert #8214
Capital & Safety Analysis
According to FDIC financial data, FARMERS STATE BANK OF HAMEL holds a Tier 1 capital ratio of 18.49%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS STATE BANK OF HAMEL has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FARMERS STATE BANK OF HAMEL shows strong financial health indicators. With $205M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS STATE BANK OF HAMEL has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 18.49%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS STATE BANK OF HAMEL holds $205M in total assets and $180M in total deposits. It is located in HAMEL, MINNESOTA (FDIC Certificate #8214).
FARMERS STATE BANK OF HAMEL has a Tier 1 capital ratio of 18.49%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.03%, and the return on assets is 0.44%.
Yes. FARMERS STATE BANK OF HAMEL is FDIC-insured (Certificate #8214). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.