Is Farmers&Merchants Sb Safe?
Farmers&Merchants Sb has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (60/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.78% | 100/100 |
| Nonperforming Loan Ratio | 0.06% | 99/100 |
| Liquidity Ratio | 25.51% | 82/100 |
| Return on Assets | 1.00% | 60/100 |
| Total Assets | $0.1B | |
How does Farmers&Merchants Sb compare?
With a Bank Health Score of 91/100, Farmers&Merchants Sb sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Iowa, where 162 FDIC-insured banks are headquartered, Farmers&Merchants Sb ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 15.78% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.06% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Farmers&Merchants Sb's Bank Health Score improved by 43.0 points to 91/100. Tier 1 capital strengthened by 15.78 percentage points to 15.78%.
Farmers&Merchants Sb has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (60/100).