FARMERS&MERCHANTS SB
IOWA CITY, IOWA · FDIC Cert #10492
Capital & Safety Analysis
According to FDIC financial data, FARMERS&MERCHANTS SB holds a Tier 1 capital ratio of 15.78%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS&MERCHANTS SB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FARMERS&MERCHANTS SB shows strong financial health indicators. With $124M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS&MERCHANTS SB has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 15.78%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS&MERCHANTS SB holds $124M in total assets and $103M in total deposits. It is located in IOWA CITY, IOWA (FDIC Certificate #10492).
FARMERS&MERCHANTS SB has a Tier 1 capital ratio of 15.78%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.06%, and the return on assets is 1.00%.
Yes. FARMERS&MERCHANTS SB is FDIC-insured (Certificate #10492). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.