Is Farmers&Merchants Bk Long Be Safe?
Farmers&Merchants Bk Long Be has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (44/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.00% | 100/100 |
| Nonperforming Loan Ratio | 0.83% | 83/100 |
| Liquidity Ratio | 44.67% | 100/100 |
| Return on Assets | 0.61% | 44/100 |
| Total Assets | $12.2B | |
How does Farmers&Merchants Bk Long Be compare?
With a Bank Health Score of 89/100, Farmers&Merchants Bk Long Be sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within California, where 123 FDIC-insured banks are headquartered, Farmers&Merchants Bk Long Be ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 17.00% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.83% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Farmers&Merchants Bk Long Be's Bank Health Score fell by 3.0 points to 89/100. Tier 1 capital strengthened by 0.99 percentage points to 17.00%. Quarter-over-quarter, the score fell by 1.0 points.
Farmers&Merchants Bk Long Be has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (44/100).