Is Farmers&Merchants Bank of Sc Safe?
Farmers&Merchants Bank of Sc has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (84/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 38.79% | 100/100 |
| Nonperforming Loan Ratio | 0.81% | 84/100 |
| Liquidity Ratio | 69.25% | 100/100 |
| Return on Assets | 2.20% | 100/100 |
| Total Assets | $0.4B | |
How does Farmers&Merchants Bank of Sc compare?
With a Bank Health Score of 95/100, Farmers&Merchants Bank of Sc sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within South Carolina, where 38 FDIC-insured banks are headquartered, Farmers&Merchants Bank of Sc ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 38.79% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.81% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Farmers&Merchants Bank of Sc's Bank Health Score held roughly steady at 95/100. Tier 1 capital was essentially flat at 38.79%.
Farmers&Merchants Bank of Sc has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (84/100).