Is Farmers Bank of Willards Safe?
Farmers Bank of Willards has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (72/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.74% | 100/100 |
| Nonperforming Loan Ratio | 0.17% | 97/100 |
| Liquidity Ratio | 29.37% | 97/100 |
| Return on Assets | 1.30% | 72/100 |
| Total Assets | $0.6B | |
How does Farmers Bank of Willards compare?
With a Bank Health Score of 96/100, Farmers Bank of Willards sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Maryland, where 28 FDIC-insured banks are headquartered, Farmers Bank of Willards ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 16.74% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.17% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Farmers Bank of Willards's Bank Health Score improved by 1.0 points to 96/100. Tier 1 capital strengthened by 0.85 percentage points to 16.74%.
Farmers Bank of Willards has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (72/100).