FARMERS BANK OF WILLARDS
WILLARDS, MARYLAND · FDIC Cert #5885
Capital & Safety Analysis
According to FDIC financial data, FARMERS BANK OF WILLARDS holds a Tier 1 capital ratio of 16.74%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS BANK OF WILLARDS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FARMERS BANK OF WILLARDS shows strong financial health indicators. With $565M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS BANK OF WILLARDS has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 16.74%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS BANK OF WILLARDS holds $565M in total assets and $442M in total deposits. It is located in WILLARDS, MARYLAND (FDIC Certificate #5885).
FARMERS BANK OF WILLARDS has a Tier 1 capital ratio of 16.74%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.17%, and the return on assets is 1.30%.
Yes. FARMERS BANK OF WILLARDS is FDIC-insured (Certificate #5885). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.