Is Fannin Bank Safe?
Fannin Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (47/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.34% | 95/100 |
| Nonperforming Loan Ratio | 0.24% | 95/100 |
| Liquidity Ratio | 35.69% | 100/100 |
| Return on Assets | 0.67% | 47/100 |
| Total Assets | $0.1B | |
How does Fannin Bank compare?
With a Bank Health Score of 92/100, Fannin Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Fannin Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 14.34% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.24% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Fannin Bank's Bank Health Score improved by 3.0 points to 92/100. Tier 1 capital strengthened by 0.69 percentage points to 14.34%. Quarter-over-quarter, the score rose by 5.0 points.
Fannin Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (47/100).