Is Extraco Banks National Assn Safe?
Extraco Banks National Assn has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (46/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.12% | 93/100 |
| Nonperforming Loan Ratio | 0.10% | 98/100 |
| Liquidity Ratio | 44.31% | 100/100 |
| Return on Assets | 0.66% | 46/100 |
| Total Assets | $2.4B | |
How does Extraco Banks National Assn compare?
With a Bank Health Score of 92/100, Extraco Banks National Assn sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Extraco Banks National Assn ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 14.12% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.10% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Extraco Banks National Assn's Bank Health Score fell by 1.0 points to 92/100. Tier 1 capital weakened by 0.42 percentage points to 14.12%.
Extraco Banks National Assn has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (46/100).