Is Eastern Bank Safe?
Eastern Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (54/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.78% | 100/100 |
| Nonperforming Loan Ratio | 0.28% | 94/100 |
| Liquidity Ratio | 25.11% | 80/100 |
| Return on Assets | 0.86% | 54/100 |
| Total Assets | $21.0B | |
How does Eastern Bank compare?
With a Bank Health Score of 89/100, Eastern Bank sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Massachusetts, where 97 FDIC-insured banks are headquartered, Eastern Bank ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 17.78% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.28% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Eastern Bank's Bank Health Score improved by 6.0 points to 89/100. Tier 1 capital strengthened by 2.38 percentage points to 17.78%.
Eastern Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (54/100).