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BankHealth

EASTERN BANK

BOSTON, MASSACHUSETTS · FDIC Cert #32773

A
Health Score
89/100
$21.0B
Total Assets
$17.7B
Total Deposits
17.78%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, EASTERN BANK holds a Tier 1 capital ratio of 17.78%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning EASTERN BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.28%
Nonperforming Loans
Low — healthy loan portfolio
25.11%
Liquidity Ratio
Strong — can meet withdrawal demands
0.86%
Return on Assets
Low profitability
$17.7B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

EASTERN BANK shows strong financial health indicators. With $21.0B in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

EASTERN BANK has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 17.78%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

EASTERN BANK holds $21.0B in total assets and $17.7B in total deposits. It is located in BOSTON, MASSACHUSETTS (FDIC Certificate #32773).

EASTERN BANK has a Tier 1 capital ratio of 17.78%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.28%, and the return on assets is 0.86%.

Yes. EASTERN BANK is FDIC-insured (Certificate #32773). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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