Is Dysart State Bank Safe?
Dysart State Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (47/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.99% | 100/100 |
| Nonperforming Loan Ratio | 0.12% | 98/100 |
| Liquidity Ratio | 23.14% | 73/100 |
| Return on Assets | 0.67% | 47/100 |
| Total Assets | $0.0B | |
How does Dysart State Bank compare?
With a Bank Health Score of 87/100, Dysart State Bank sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Iowa, where 162 FDIC-insured banks are headquartered, Dysart State Bank ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 14.99% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.12% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Dysart State Bank's Bank Health Score fell by 5.0 points to 87/100. Tier 1 capital weakened by 0.50 percentage points to 14.99%. Quarter-over-quarter, the score rose by 13.0 points.
Dysart State Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (47/100).