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BankHealth

DYSART STATE BANK

DYSART, IOWA · FDIC Cert #17441

A
Health Score
87/100
$18M
Total Assets
$14M
Total Deposits
14.99%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, DYSART STATE BANK holds a Tier 1 capital ratio of 14.99%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DYSART STATE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.12%
Nonperforming Loans
Low — healthy loan portfolio
23.14%
Liquidity Ratio
Strong — can meet withdrawal demands
0.67%
Return on Assets
Low profitability
$14M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

DYSART STATE BANK shows strong financial health indicators. With $18M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

DYSART STATE BANK has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 14.99%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

DYSART STATE BANK holds $18M in total assets and $14M in total deposits. It is located in DYSART, IOWA (FDIC Certificate #17441).

DYSART STATE BANK has a Tier 1 capital ratio of 14.99%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.12%, and the return on assets is 0.67%.

Yes. DYSART STATE BANK is FDIC-insured (Certificate #17441). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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