Is Douglas National Bank Safe?
Douglas National Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is profitability (100/100), while liquidity is its weakest area (79/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.00% | 92/100 |
| Nonperforming Loan Ratio | 0.51% | 90/100 |
| Liquidity Ratio | 24.80% | 79/100 |
| Return on Assets | 2.95% | 100/100 |
| Total Assets | $0.3B | |
How does Douglas National Bank compare?
With a Bank Health Score of 89/100, Douglas National Bank sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Georgia, where 123 FDIC-insured banks are headquartered, Douglas National Bank ranks above the state average of 76/100 (Grade B).
The bank's Tier 1 capital ratio of 14.00% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.51% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Douglas National Bank's Bank Health Score fell by 10.0 points to 89/100. Tier 1 capital weakened by 0.83 percentage points to 14.00%. Quarter-over-quarter, the score fell by 5.0 points.
Douglas National Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is profitability (100/100), while liquidity is its weakest area (79/100).