Is Dnb National Bank Safe?
Dnb National Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (71/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 21.27% | 100/100 |
| Nonperforming Loan Ratio | 0.12% | 98/100 |
| Liquidity Ratio | 68.23% | 100/100 |
| Return on Assets | 1.28% | 71/100 |
| Total Assets | $0.1B | |
How does Dnb National Bank compare?
With a Bank Health Score of 96/100, Dnb National Bank sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within South Dakota, where 47 FDIC-insured banks are headquartered, Dnb National Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 21.27% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.12% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Dnb National Bank's Bank Health Score held roughly steady at 96/100. Tier 1 capital was essentially flat at 21.27%. Quarter-over-quarter, the score fell by 1.0 points.
Dnb National Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (71/100).