Is Dime Bank Safe?
Dime Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (36/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.83% | 100/100 |
| Nonperforming Loan Ratio | 0.18% | 96/100 |
| Liquidity Ratio | 25.63% | 83/100 |
| Return on Assets | 0.41% | 36/100 |
| Total Assets | $1.1B | |
How does Dime Bank compare?
With a Bank Health Score of 88/100, Dime Bank sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Connecticut, where 28 FDIC-insured banks are headquartered, Dime Bank ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 15.83% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.18% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Dime Bank's Bank Health Score fell by 3.0 points to 88/100. Tier 1 capital weakened by 0.23 percentage points to 15.83%. Quarter-over-quarter, the score fell by 1.0 points.
Dime Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (36/100).