Is Dalhart Fs&la SSB Safe?
Dalhart Fs&la SSB has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (8/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 23.67% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 34.01% | 100/100 |
| Return on Assets | -0.30% | 8/100 |
| Total Assets | $0.1B | |
How does Dalhart Fs&la SSB compare?
With a Bank Health Score of 91/100, Dalhart Fs&la SSB sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Dalhart Fs&la SSB ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 23.67% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Dalhart Fs&la SSB's Bank Health Score improved by 3.0 points to 91/100. Tier 1 capital strengthened by 2.48 percentage points to 23.67%. Quarter-over-quarter, the score rose by 1.0 points.
Dalhart Fs&la SSB has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (8/100).