Is Cypress Bank SSB Safe?
Cypress Bank SSB has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (46/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.89% | 100/100 |
| Nonperforming Loan Ratio | 0.26% | 95/100 |
| Liquidity Ratio | 29.18% | 97/100 |
| Return on Assets | 0.65% | 46/100 |
| Total Assets | $0.2B | |
How does Cypress Bank SSB compare?
With a Bank Health Score of 92/100, Cypress Bank SSB sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Cypress Bank SSB ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 17.89% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.26% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Cypress Bank SSB's Bank Health Score held roughly steady at 92/100. Tier 1 capital strengthened by 0.18 percentage points to 17.89%. Quarter-over-quarter, the score rose by 2.0 points.
Cypress Bank SSB has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (46/100).