Is Currency Bank Safe?
Currency Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (74/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 21.99% | 100/100 |
| Nonperforming Loan Ratio | 0.15% | 97/100 |
| Liquidity Ratio | 25.87% | 83/100 |
| Return on Assets | 1.34% | 74/100 |
| Total Assets | $0.2B | |
How does Currency Bank compare?
With a Bank Health Score of 92/100, Currency Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Louisiana, where 93 FDIC-insured banks are headquartered, Currency Bank ranks above the state average of 63/100 (Grade C).
The bank's Tier 1 capital ratio of 21.99% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.15% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Currency Bank's Bank Health Score fell by 2.0 points to 92/100. Tier 1 capital weakened by 0.10 percentage points to 21.99%. Quarter-over-quarter, the score fell by 5.0 points.
Currency Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (74/100).