Is Cumberland Security Bank INC Safe?
Cumberland Security Bank INC has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (57/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.48% | 100/100 |
| Nonperforming Loan Ratio | 0.07% | 99/100 |
| Liquidity Ratio | 19.21% | 57/100 |
| Return on Assets | 3.47% | 100/100 |
| Total Assets | $0.4B | |
How does Cumberland Security Bank INC compare?
With a Bank Health Score of 89/100, Cumberland Security Bank INC sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Kentucky, where 103 FDIC-insured banks are headquartered, Cumberland Security Bank INC ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 16.48% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.07% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Cumberland Security Bank INC's Bank Health Score improved by 1.0 points to 89/100. Tier 1 capital weakened by 0.51 percentage points to 16.48%. Quarter-over-quarter, the score rose by 2.0 points.
Cumberland Security Bank INC has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (57/100).