Is Cross Keys Bank Safe?
Cross Keys Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (49/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.45% | 100/100 |
| Nonperforming Loan Ratio | 1.37% | 73/100 |
| Liquidity Ratio | 32.76% | 100/100 |
| Return on Assets | 0.73% | 49/100 |
| Total Assets | $0.6B | |
How does Cross Keys Bank compare?
With a Bank Health Score of 87/100, Cross Keys Bank sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Louisiana, where 93 FDIC-insured banks are headquartered, Cross Keys Bank ranks above the state average of 63/100 (Grade C).
The bank's Tier 1 capital ratio of 15.45% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.37% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Cross Keys Bank's Bank Health Score fell by 3.0 points to 87/100. Tier 1 capital strengthened by 0.72 percentage points to 15.45%. Quarter-over-quarter, the score fell by 4.0 points.
Cross Keys Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (49/100).