Is Croghan Colonial Bank Safe?
Croghan Colonial Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is loan quality (97/100), while profitability is its weakest area (66/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.92% | 92/100 |
| Nonperforming Loan Ratio | 0.17% | 97/100 |
| Liquidity Ratio | 28.87% | 95/100 |
| Return on Assets | 1.15% | 66/100 |
| Total Assets | $1.1B | |
How does Croghan Colonial Bank compare?
With a Bank Health Score of 92/100, Croghan Colonial Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Ohio, where 144 FDIC-insured banks are headquartered, Croghan Colonial Bank ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 13.92% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.17% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Croghan Colonial Bank's Bank Health Score improved by 2.0 points to 92/100. Tier 1 capital strengthened by 0.32 percentage points to 13.92%. Quarter-over-quarter, the score fell by 2.0 points.
Croghan Colonial Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is loan quality (97/100), while profitability is its weakest area (66/100).