Is Community Unity Bank Safe?
Community Unity Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (0/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 96.45% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 29.22% | 97/100 |
| Return on Assets | -5.51% | 0/100 |
| Total Assets | $0.0B | |
How does Community Unity Bank compare?
With a Bank Health Score of 89/100, Community Unity Bank sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Michigan, where 69 FDIC-insured banks are headquartered, Community Unity Bank ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 96.45% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Community Unity Bank's Bank Health Score fell by 1.0 points to 89/100. Tier 1 capital weakened by 312.27 percentage points to 96.45%. Quarter-over-quarter, the score fell by 1.0 points.
Community Unity Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (0/100).