Is Community Nb&T of Texas Safe?
Community Nb&T of Texas has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (82/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.21% | 100/100 |
| Nonperforming Loan Ratio | 0.05% | 99/100 |
| Liquidity Ratio | 25.59% | 82/100 |
| Return on Assets | 1.57% | 83/100 |
| Total Assets | $1.3B | |
How does Community Nb&T of Texas compare?
With a Bank Health Score of 94/100, Community Nb&T of Texas sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Community Nb&T of Texas ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 15.21% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.05% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Community Nb&T of Texas's Bank Health Score improved by 2.0 points to 94/100. Tier 1 capital was essentially flat at 15.21%. Quarter-over-quarter, the score rose by 2.0 points.
Community Nb&T of Texas has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (82/100).