Is Community National Bank Safe?
Community National Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is profitability (100/100), while Tier 1 capital is its weakest area (90/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.71% | 90/100 |
| Nonperforming Loan Ratio | 0.47% | 91/100 |
| Liquidity Ratio | 28.00% | 92/100 |
| Return on Assets | 2.97% | 100/100 |
| Total Assets | $2.2B | |
How does Community National Bank compare?
With a Bank Health Score of 92/100, Community National Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Community National Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 13.71% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.47% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Community National Bank's Bank Health Score improved by 5.0 points to 92/100. Tier 1 capital strengthened by 0.53 percentage points to 13.71%. Quarter-over-quarter, the score fell by 2.0 points.
Community National Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is profitability (100/100), while Tier 1 capital is its weakest area (90/100).