Is Community Bank&Trust Co Safe?
Community Bank&Trust Co has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (66/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.29% | 87/100 |
| Nonperforming Loan Ratio | 0.78% | 84/100 |
| Liquidity Ratio | 36.89% | 100/100 |
| Return on Assets | 1.16% | 66/100 |
| Total Assets | $0.3B | |
How does Community Bank&Trust Co compare?
With a Bank Health Score of 87/100, Community Bank&Trust Co sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Iowa, where 162 FDIC-insured banks are headquartered, Community Bank&Trust Co ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 13.29% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.78% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Community Bank&Trust Co's Bank Health Score fell by 3.0 points to 87/100. Tier 1 capital strengthened by 0.18 percentage points to 13.29%. Quarter-over-quarter, the score rose by 3.0 points.
Community Bank&Trust Co has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (66/100).