COMMUNITY BANK&TRUST CO
MUSCATINE, IOWA · FDIC Cert #23189
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY BANK&TRUST CO holds a Tier 1 capital ratio of 13.29%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMUNITY BANK&TRUST CO shows strong financial health indicators. With $269M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY BANK&TRUST CO has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 13.29%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY BANK&TRUST CO holds $269M in total assets and $248M in total deposits. It is located in MUSCATINE, IOWA (FDIC Certificate #23189).
COMMUNITY BANK&TRUST CO has a Tier 1 capital ratio of 13.29%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.78%, and the return on assets is 1.16%.
Yes. COMMUNITY BANK&TRUST CO is FDIC-insured (Certificate #23189). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.