Is Community Bank of Oklahoma Safe?
Community Bank of Oklahoma has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (65/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.77% | 100/100 |
| Nonperforming Loan Ratio | 1.73% | 65/100 |
| Liquidity Ratio | 40.80% | 100/100 |
| Return on Assets | 1.73% | 89/100 |
| Total Assets | $0.1B | |
How does Community Bank of Oklahoma compare?
With a Bank Health Score of 89/100, Community Bank of Oklahoma sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Oklahoma, where 141 FDIC-insured banks are headquartered, Community Bank of Oklahoma ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 16.77% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.73% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Community Bank of Oklahoma's Bank Health Score fell by 11.0 points to 89/100. Tier 1 capital weakened by 0.89 percentage points to 16.77%. Quarter-over-quarter, the score fell by 2.0 points.
Community Bank of Oklahoma has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (65/100).