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BankHealth

COMMUNITY BANK OF OKLAHOMA

VERDEN, OKLAHOMA · FDIC Cert #4217

A
Health Score
89/100
$74M
Total Assets
$67M
Total Deposits
16.77%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COMMUNITY BANK OF OKLAHOMA holds a Tier 1 capital ratio of 16.77%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY BANK OF OKLAHOMA has a strong buffer to absorb potential losses.

Key Financial Metrics

1.73%
Nonperforming Loans
Moderate — some loan stress
40.80%
Liquidity Ratio
Strong — can meet withdrawal demands
1.73%
Return on Assets
Profitable — earning well on assets
$67M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COMMUNITY BANK OF OKLAHOMA shows strong financial health indicators. With $74M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COMMUNITY BANK OF OKLAHOMA has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 16.77%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COMMUNITY BANK OF OKLAHOMA holds $74M in total assets and $67M in total deposits. It is located in VERDEN, OKLAHOMA (FDIC Certificate #4217).

COMMUNITY BANK OF OKLAHOMA has a Tier 1 capital ratio of 16.77%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.73%, and the return on assets is 1.73%.

Yes. COMMUNITY BANK OF OKLAHOMA is FDIC-insured (Certificate #4217). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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