Is Community Bank of Oelwein Safe?
Community Bank of Oelwein has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (40/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.10% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 32.28% | 100/100 |
| Return on Assets | 0.49% | 40/100 |
| Total Assets | $0.1B | |
How does Community Bank of Oelwein compare?
With a Bank Health Score of 94/100, Community Bank of Oelwein sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Iowa, where 162 FDIC-insured banks are headquartered, Community Bank of Oelwein ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 17.10% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Community Bank of Oelwein's Bank Health Score fell by 2.0 points to 94/100. Tier 1 capital weakened by 1.88 percentage points to 17.10%. Quarter-over-quarter, the score rose by 2.0 points.
Community Bank of Oelwein has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (40/100).