Skip to main content
BankHealth

COMMUNITY BANK OF OELWEIN

OELWEIN, IOWA · FDIC Cert #34857

A
Health Score
94/100
$107M
Total Assets
$92M
Total Deposits
17.10%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COMMUNITY BANK OF OELWEIN holds a Tier 1 capital ratio of 17.10%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY BANK OF OELWEIN has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
32.28%
Liquidity Ratio
Strong — can meet withdrawal demands
0.49%
Return on Assets
Low profitability
$92M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COMMUNITY BANK OF OELWEIN shows strong financial health indicators. With $107M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COMMUNITY BANK OF OELWEIN has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 17.10%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COMMUNITY BANK OF OELWEIN holds $107M in total assets and $92M in total deposits. It is located in OELWEIN, IOWA (FDIC Certificate #34857).

COMMUNITY BANK OF OELWEIN has a Tier 1 capital ratio of 17.10%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.49%.

Yes. COMMUNITY BANK OF OELWEIN is FDIC-insured (Certificate #34857). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: