Is Community Bank of Ms Safe?
Community Bank of Ms has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (42/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.31% | 95/100 |
| Nonperforming Loan Ratio | 0.37% | 93/100 |
| Liquidity Ratio | 33.43% | 100/100 |
| Return on Assets | 0.54% | 42/100 |
| Total Assets | $4.8B | |
How does Community Bank of Ms compare?
With a Bank Health Score of 90/100, Community Bank of Ms sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Mississippi, where 45 FDIC-insured banks are headquartered, Community Bank of Ms ranks above the state average of 66/100 (Grade B).
The bank's Tier 1 capital ratio of 14.31% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.37% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Community Bank of Ms's Bank Health Score fell by 2.0 points to 90/100. Tier 1 capital weakened by 0.60 percentage points to 14.31%. Quarter-over-quarter, the score fell by 1.0 points.
Community Bank of Ms has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (42/100).