COMMUNITY BANK OF MS
FLOWOOD, MISSISSIPPI · FDIC Cert #8879
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY BANK OF MS holds a Tier 1 capital ratio of 14.31%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY BANK OF MS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMUNITY BANK OF MS shows strong financial health indicators. With $4.8B in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY BANK OF MS has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 14.31%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY BANK OF MS holds $4.8B in total assets and $4.2B in total deposits. It is located in FLOWOOD, MISSISSIPPI (FDIC Certificate #8879).
COMMUNITY BANK OF MS has a Tier 1 capital ratio of 14.31%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.37%, and the return on assets is 0.54%.
Yes. COMMUNITY BANK OF MS is FDIC-insured (Certificate #8879). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.