Is Community Bank of Louisiana Safe?
Community Bank of Louisiana has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (61/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 19.70% | 100/100 |
| Nonperforming Loan Ratio | 0.05% | 99/100 |
| Liquidity Ratio | 65.35% | 100/100 |
| Return on Assets | 1.03% | 61/100 |
| Total Assets | $0.9B | |
How does Community Bank of Louisiana compare?
With a Bank Health Score of 96/100, Community Bank of Louisiana sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Louisiana, where 93 FDIC-insured banks are headquartered, Community Bank of Louisiana ranks above the state average of 63/100 (Grade C).
The bank's Tier 1 capital ratio of 19.70% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.05% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Community Bank of Louisiana's Bank Health Score fell by 1.0 points to 96/100. Tier 1 capital weakened by 0.82 percentage points to 19.70%. Quarter-over-quarter, the score rose by 2.0 points.
Community Bank of Louisiana has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (61/100).