Is Commercial Tr Co of Fayette Safe?
Commercial Tr Co of Fayette has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (71/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.81% | 100/100 |
| Nonperforming Loan Ratio | 0.53% | 89/100 |
| Liquidity Ratio | 30.64% | 100/100 |
| Return on Assets | 1.27% | 71/100 |
| Total Assets | $0.2B | |
How does Commercial Tr Co of Fayette compare?
With a Bank Health Score of 94/100, Commercial Tr Co of Fayette sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Missouri, where 193 FDIC-insured banks are headquartered, Commercial Tr Co of Fayette ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 17.81% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.53% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Commercial Tr Co of Fayette's Bank Health Score improved by 37.0 points to 94/100. Tier 1 capital strengthened by 17.81 percentage points to 17.81%. Quarter-over-quarter, the score rose by 1.0 points.
Commercial Tr Co of Fayette has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (71/100).