Is Commercial Nb of Texarkana Safe?
Commercial Nb of Texarkana has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while liquidity is its weakest area (71/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.13% | 93/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 22.82% | 71/100 |
| Return on Assets | 1.45% | 78/100 |
| Total Assets | $0.3B | |
How does Commercial Nb of Texarkana compare?
With a Bank Health Score of 88/100, Commercial Nb of Texarkana sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Commercial Nb of Texarkana ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 14.13% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Commercial Nb of Texarkana's Bank Health Score held roughly steady at 88/100. Tier 1 capital strengthened by 0.52 percentage points to 14.13%. Quarter-over-quarter, the score rose by 1.0 points.
Commercial Nb of Texarkana has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while liquidity is its weakest area (71/100).