Is Commercial Bank&Trust Co Safe?
Commercial Bank&Trust Co has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (61/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 19.80% | 100/100 |
| Nonperforming Loan Ratio | 0.03% | 99/100 |
| Liquidity Ratio | 40.26% | 100/100 |
| Return on Assets | 1.02% | 61/100 |
| Total Assets | $1.0B | |
How does Commercial Bank&Trust Co compare?
With a Bank Health Score of 96/100, Commercial Bank&Trust Co sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Tennessee, where 95 FDIC-insured banks are headquartered, Commercial Bank&Trust Co ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 19.80% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.03% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Commercial Bank&Trust Co's Bank Health Score fell by 2.0 points to 96/100. Tier 1 capital strengthened by 0.82 percentage points to 19.80%.
Commercial Bank&Trust Co has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (61/100).