COMMERCIAL BANK&TRUST CO
PARIS, TENNESSEE · FDIC Cert #8660
Capital & Safety Analysis
According to FDIC financial data, COMMERCIAL BANK&TRUST CO holds a Tier 1 capital ratio of 19.80%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMERCIAL BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMERCIAL BANK&TRUST CO shows strong financial health indicators. With $1.0B in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMERCIAL BANK&TRUST CO has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 19.80%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMERCIAL BANK&TRUST CO holds $1.0B in total assets and $952M in total deposits. It is located in PARIS, TENNESSEE (FDIC Certificate #8660).
COMMERCIAL BANK&TRUST CO has a Tier 1 capital ratio of 19.80%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.03%, and the return on assets is 1.02%.
Yes. COMMERCIAL BANK&TRUST CO is FDIC-insured (Certificate #8660). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.