Is Commercial Bank Safe?
Commercial Bank has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (64/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.78% | 100/100 |
| Nonperforming Loan Ratio | 1.77% | 65/100 |
| Liquidity Ratio | 47.81% | 100/100 |
| Return on Assets | 1.10% | 64/100 |
| Total Assets | $0.4B | |
How does Commercial Bank compare?
With a Bank Health Score of 86/100, Commercial Bank sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within Kansas, where 159 FDIC-insured banks are headquartered, Commercial Bank ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 16.78% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.77% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Commercial Bank's Bank Health Score fell by 1.0 points to 86/100. Tier 1 capital strengthened by 0.79 percentage points to 16.78%. Quarter-over-quarter, the score rose by 1.0 points.
Commercial Bank has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (64/100).