Is Commercial Bank of Ozark Safe?
Commercial Bank of Ozark has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (24/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.90% | 100/100 |
| Nonperforming Loan Ratio | 1.11% | 78/100 |
| Liquidity Ratio | 44.59% | 100/100 |
| Return on Assets | 0.10% | 24/100 |
| Total Assets | $0.1B | |
How does Commercial Bank of Ozark compare?
With a Bank Health Score of 86/100, Commercial Bank of Ozark sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within Alabama, where 78 FDIC-insured banks are headquartered, Commercial Bank of Ozark ranks above the state average of 66/100 (Grade B).
The bank's Tier 1 capital ratio of 16.90% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.11% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Commercial Bank of Ozark's Bank Health Score improved by 1.0 points to 86/100. Tier 1 capital strengthened by 0.75 percentage points to 16.90%. Quarter-over-quarter, the score rose by 2.0 points.
Commercial Bank of Ozark has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (24/100).