COMMERCIAL BANK OF OZARK
OZARK, ALABAMA · FDIC Cert #17975
Capital & Safety Analysis
According to FDIC financial data, COMMERCIAL BANK OF OZARK holds a Tier 1 capital ratio of 16.90%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMERCIAL BANK OF OZARK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMERCIAL BANK OF OZARK shows strong financial health indicators. With $113M in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMERCIAL BANK OF OZARK has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 16.90%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMERCIAL BANK OF OZARK holds $113M in total assets and $106M in total deposits. It is located in OZARK, ALABAMA (FDIC Certificate #17975).
COMMERCIAL BANK OF OZARK has a Tier 1 capital ratio of 16.90%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.11%, and the return on assets is 0.10%.
Yes. COMMERCIAL BANK OF OZARK is FDIC-insured (Certificate #17975). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.