Is Colonial FSB Safe?
Colonial FSB has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (21/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 32.93% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 47.93% | 100/100 |
| Return on Assets | 0.04% | 21/100 |
| Total Assets | $0.4B | |
How does Colonial FSB compare?
With a Bank Health Score of 92/100, Colonial FSB sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Massachusetts, where 97 FDIC-insured banks are headquartered, Colonial FSB ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 32.93% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Colonial FSB's Bank Health Score fell by 1.0 points to 92/100. Tier 1 capital strengthened by 0.61 percentage points to 32.93%.
Colonial FSB has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (21/100).