Is Coleman County State Bank Safe?
Coleman County State Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is liquidity (96/100), while profitability is its weakest area (81/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.74% | 90/100 |
| Nonperforming Loan Ratio | 0.60% | 88/100 |
| Liquidity Ratio | 29.02% | 96/100 |
| Return on Assets | 1.53% | 81/100 |
| Total Assets | $0.2B | |
How does Coleman County State Bank compare?
With a Bank Health Score of 90/100, Coleman County State Bank sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Coleman County State Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 13.74% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.60% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Coleman County State Bank's Bank Health Score fell by 5.0 points to 90/100. Tier 1 capital weakened by 1.09 percentage points to 13.74%. Quarter-over-quarter, the score fell by 4.0 points.
Coleman County State Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is liquidity (96/100), while profitability is its weakest area (81/100).