Is City Nb of West Virginia Safe?
City Nb of West Virginia has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (85/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.17% | 100/100 |
| Nonperforming Loan Ratio | 0.23% | 95/100 |
| Liquidity Ratio | 26.30% | 85/100 |
| Return on Assets | 2.35% | 100/100 |
| Total Assets | $6.3B | |
How does City Nb of West Virginia compare?
With a Bank Health Score of 95/100, City Nb of West Virginia sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within West Virginia, where 43 FDIC-insured banks are headquartered, City Nb of West Virginia ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 15.17% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.23% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, City Nb of West Virginia's Bank Health Score improved by 37.0 points to 95/100. Tier 1 capital strengthened by 15.17 percentage points to 15.17%. Quarter-over-quarter, the score rose by 1.0 points.
City Nb of West Virginia has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (85/100).