Is Citizens Stb of Waverly INC Safe?
Citizens Stb of Waverly INC has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (55/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.61% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 42.35% | 100/100 |
| Return on Assets | 0.87% | 55/100 |
| Total Assets | $0.1B | |
How does Citizens Stb of Waverly INC compare?
With a Bank Health Score of 95/100, Citizens Stb of Waverly INC sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Citizens Stb of Waverly INC ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 16.61% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Citizens Stb of Waverly INC's Bank Health Score improved by 1.0 points to 95/100. Tier 1 capital strengthened by 1.07 percentage points to 16.61%.
Citizens Stb of Waverly INC has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (55/100).