CITIZENS STB OF WAVERLY INC
WAVERLY, MINNESOTA · FDIC Cert #9337
Capital & Safety Analysis
According to FDIC financial data, CITIZENS STB OF WAVERLY INC holds a Tier 1 capital ratio of 16.61%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS STB OF WAVERLY INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS STB OF WAVERLY INC shows strong financial health indicators. With $113M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS STB OF WAVERLY INC has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 16.61%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS STB OF WAVERLY INC holds $113M in total assets and $105M in total deposits. It is located in WAVERLY, MINNESOTA (FDIC Certificate #9337).
CITIZENS STB OF WAVERLY INC has a Tier 1 capital ratio of 16.61%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.87%.
Yes. CITIZENS STB OF WAVERLY INC is FDIC-insured (Certificate #9337). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.