Is Citizens Stb Norwood Young A Safe?
Citizens Stb Norwood Young A has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (68/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.49% | 96/100 |
| Nonperforming Loan Ratio | 1.51% | 70/100 |
| Liquidity Ratio | 47.89% | 100/100 |
| Return on Assets | 1.21% | 68/100 |
| Total Assets | $0.1B | |
How does Citizens Stb Norwood Young A compare?
With a Bank Health Score of 86/100, Citizens Stb Norwood Young A sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Citizens Stb Norwood Young A ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 14.49% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.51% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Citizens Stb Norwood Young A's Bank Health Score fell by 9.0 points to 86/100. Tier 1 capital weakened by 1.32 percentage points to 14.49%. Quarter-over-quarter, the score rose by 4.0 points.
Citizens Stb Norwood Young A has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (68/100).